Our Mission
At Daniel Chams, we empower individuals and families to live healthier, fuller lives by providing simple, reliable, and affordable health insurance solutions. We believe peace of mind shouldn’t come with fine print — just honest care, real support, and a commitment to your well-being every step of the way.
Simple, reliable coverage—without the runaround.
We help individuals, families, and small businesses choose plans that fit their care needs and budget. Clear guidance, zero pressure, and support after you enroll.
- Side-by-side plan comparisons in plain English.
- Network checks for your doctors & prescriptions.
- Post-enrollment support when life actually happens.
How we help
From eligibility to enrollment, we do the heavy lifting and keep you informed at every step.
Advice first. Enrollment second.
We recommend what’s best for you—even when that means staying put.
Plan Selection
Compare premiums, deductibles, copays, and max out-of-pocket across carriers, tailored to your usage.
Doctor & Rx Checks
We verify your providers are in-network and prescriptions are covered before you enroll.
Small-Business Coverage
Options for teams and owners—keep benefits competitive without breaking the budget.
Special Enrollment
Life changes happen. We guide you through qualifying events and timelines.
Claims & Billing Help
Real support when a bill looks wrong or a claim gets stuck. We speak insurance so you don’t have to.
Annual Reviews
Plans change. We recheck networks, benefits, and costs so you stay covered smartly.
Individuals, families, and small businesses
Whether you’re self-employed or shopping for your household, we bring clarity to the choices.
Clear steps. No surprises.
1) Understand
We listen to your needs, doctors, meds, and budget.
2) Compare
We narrow options and explain trade-offs in plain English.
3) Enroll
We complete enrollment correctly and confirm your docs.
4) Support
Questions later? You’ll have a real person to call.
Cut costs without losing doctors
A family of four switched to a plan with similar benefits and kept all preferred providers—saving over $180/month.
Results vary by situation. Replace with your real client stories.
What clients say
“Daniel translated the fine print and made the choice easy. We felt taken care of, not sold to.”— M. Alvarez, Miami
Straight answers, no jargon
Can you check if my doctor is in-network?
Yes. We verify provider networks and prescription coverage before you enroll.
Do you charge for a consultation?
No. Our guidance is free—if we can’t improve your situation, we’ll tell you.
What plans do you work with?
ACA marketplace options and private PPOs, depending on your eligibility and area.
Talk with Daniel
Call or email—whatever’s easier. We’ll meet you where you are and keep it simple.
Care without the fine print
We empower individuals and families to live healthier, fuller lives with simple, reliable coverage—and honest support every step of the way.